Alaska Auto Insurance Requirements
When you operate a motor vehicle in a “Tort” state, such as Alaska, you are financially responsible for any damages and personal injuries that are a result of an accident you caused. Because of this, all drivers are required to carry liability insurance.
The state of Alaska mandates minimum amounts of coverage that are the highest in the country (see the chart below). Though this may mean higher premiums, these minimums ensure that residents are adequately prepared for some of the high costs that can be incurred in an auto accident.
Other options for residents of Alaska to increase their protection include collision, comprehensive, uninsured/underinsured motorists, and/or medical payment coverage.
| Coverage Type |
Required? |
Minimum Coverage Amount Required |
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You may want to consider purchasing limits of coverage higher than those required by law to protect your assets or property, as you may be personally responsible for any damages above the policy limits.
Auto Insurance for Leased Vehicles in Alaska (AK)
Most leasing companies in Alaska typically require drivers to maintain insurance coverage which exceeds the minimums set by Alaska state law. This is to protect you financially, as well as your leasing company, should they be held partly responsible. Most leasing companies will recommend the following amounts of insurance coverage:
Special Considerations for Alaska Drivers by City
Contacts for Auto Insurance Information In Alaska
Alaska Division of Motor Vehicles
www.state.ak.us/dmv |
Alaska Division of Insurance
3601 C Street, Suite 1324
Anchorage, AK 99503
www.dced.state.ak.us/insurance |
**Auto Insurance Finder is not an insurance broker or carrier. Content on this site is for comparison and informational purposes only. The products and services listed on this site may not be available in all states.
Last Updated: February 14, 2008
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