Ann Arbor Auto Insurance

Ann Arbor, Michigan, a small town named after two early settlers named Ann, has a modest but growing population of 114,500 people. The commute to work for those who live in Ann Arbor is 19 minutes – a full seven minutes lower than the national average. In fact, if you are looking for traffic congestion, you will have to go to nearby Detroit, the 11th most congested city in the country.

Even traffic accident statistics are small in Ann Arbor. Between 2001 and 2003, there were only 4 fatal car accidents. At a rate of .4 accidents involving fatalities per 10,000 people, this is far below the national average.

For the more than 7 million licensed drivers in Michigan, the auto insurance premiums are far from modest. Michigan is ranked 7th in the country for highest car insurance costs with an average of $2,575. This means that residents of Ann Arbor will have to go out of their way if they want to reduce their auto insurance costs.

Protect Your Car and Save on Auto Insurance in Ann Arbor

• Reduce the average number of miles you drive every year. Ann Arbor is a small town, but if you move closer to work or begin working closer to home (or at home), you will most likely be considered less of a “risk” by your auto insurance adjuster.
• Maintain your car insurance - pay the bill regularly and keep it updated – even when you are in between cars or are having a hard time paying the bills. This will make you look like a better investment for your car insurance company.
• Protect everyone in your family and all your cars under one insurance company and policy plan. The more money you spend, the bigger the discount.

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Lowering your car insurance premiums may be as simple as trading in your car for a safer model. Those who own cars that incur the most expensive claims will be charged more for auto insurance by their providers. Some of the more expensive models to avoid include the Acura Integra, both two- and four-door models; the Jeep Wrangler and the Cherokee; and the Mitsubishi Mirage, both two- and the four-door versions.

Avoiding cars like the 1995 Honda Civic, the 1989 Toyota Camry, and the 1991 Honda Accord – the top three stolen vehicles in 2004 – may also lower your car insurance costs. There were only 1173 cars stolen in Ann Arbor in 2004, ranking them a low 231st in the country, but with such high insurance costs, it may still be helpful to avoid these models.

No matter which car you park in your driveway, you should choose to invest with a reputable provider. Reputable providers, experienced in the business and backed by experts, will be able to offer the best coverage at a price that makes sense for you and your family.

Read about the minimum auto insurance requirements in Michigan >>

**Auto Insurance Finder is not an insurance broker or carrier. Content on this site is for comparison and informational purposes only. The products and services listed on this site may not be available in all states.

Last Updated: August 19, 2010