Atlanta Auto Insurance

Atlanta, Georgia, found at the foot of the Blue Ridge Mountains, has grown rapidly since its destruction and reconstruction during and after the Civil War. Today, the city is a bustling metropolis, boasting a population of about 423,019 people.

For those who live and work in Atlanta, the growth in population is evidenced every morning by their average 28 minute commute. Atlanta is ranked sixth in the country for urban areas and traffic congestion. The city will lose 97,219 hours to traffic delay and more than $1.71 billion taxpayer dollars to repairs and costs associated with it. This means that the average driver in Atlanta loses 32 hours each and pays $573 in extra car maintenance and costs.

Time and money are not the only concerns for Atlanta drivers. Health conditions like heart problems associated with stress and respiratory illnesses due to worsening air quality rise every year. Between 2001 and 2003, the city reported 197 car accidents that resulted in death.

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There are 5,757,953 licensed drivers in Georgia with an average of .76 cars registered to each. These drivers will pay the 22nd highest car insurance premiums in the country, about $703.

Protect Your Car and Save on Auto Insurance in Atlanta

There are a few things you can do to get your auto insurance rates down to a more manageable level. Here are a few:

• Park your car in a covered, secure garage. Whether at home or at work, if you show that you are keeping your car off the street, your car insurance provider will know that you are that much less likely to make insurance claims.
• Clean up your credit. Your auto insurance provider, just like a bank or a potential landlord, will look at your credit ratings and scores to determine whether or not you will make a good risk for their company – and lower or raise your rates accordingly.
• Clean up your driving record. Though you cannot change the past, being extra vigilant against speeding tickets and other traffic violations will show your auto insurance company that you are a safe driver and a good risk.

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Protecting your car from theft is another way to lower your rates. Install an anti-theft device like 'smart keys' or steering column locks in all your cars. Atlanta is ranked 26th in the nation for car thefts, reporting 28,559 cars stolen in 2004 alone – and that number rises every year.

No matter what, choosing who you will purchase your car insurance policy from is your most important decision. If you do not have a reputable provider you can trust, it will not matter how low your car insurance rates are.

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**Auto Insurance Finder is not an insurance broker or carrier. Content on this site is for comparison and informational purposes only. The products and services listed on this site may not be available in all states.

Last Updated: August 19, 2010