Birmingham Auto Insurance (AL)
Buying Auto Insurance in Birmingham, Alabama
One of the most important business centers in the Southeast, Birmingham, Alabama is the largest city in this state, with a metropolitan population of about 1.1 million people. The population density is 1,510 people per square mile. Because of the recent successful diversiication of the local economy, there has been a corresponding growth in traffic congestion. There is a median commute to work of 20 minutes, with 8.4 percent of commuters needing to drive over 45 minutes to get to work. Because of the heavy industry and population density, air quality in the city is poor. The traffic contributes to this problem. The city does have a bus system, which eases some of the congestion during the rush hour. Birmingham also is a transportation hub for the area, and has a number of highways intersecting it.
In 2007, the average premium for auto insurance in Birmingham was $816 per driver. The city also experienced the theft of over 1,977 vehicles, high for the population.
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Protect Your Car and Save on Birmingham Auto Insurance
Due to a continual increase in traffic in Birmingham, road maintenance is a challenge. Rain and heavy use cause cracks to the road surface, but the city is keeping the infrastructure in repair. Emphasis on repairs is important because poorly repaired roads create additional driving expenses. The annual expense to Birmingham drivers for added vehicle operating costs due to bad roads is $338. The high insurance costs, possibility of auto theft, and vehicle operating costs combine to make Birmingham a moderately expensive place to drive a car.
Local Birmingham insurance agents include the following businesses:
All American Insurance Company
819 3rd Ave N, Birmingham, AL; 205-322-0311
Hayes Rasbury Agency
221 LaPala Dr , Birmingham, AL; 205-798-4238
Acceptance Insurance
191 W Valley Ave, Birmingham, AL; 205-945-0670
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Read about minimum auto insurance requirements in Alabama
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Last Updated: February 14, 2008
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