Cincinnati Auto Insurance (OH)

Cincinnati, Ohio, also known as 'The Queen City,' grew along with the river trade via steamboats. It grew to become the biggest city west of Philadelphia after the Civil War. Today, Cincinnati boasts a population of more than 332,252 people.

Those who live and work in Cincinnati spend an average of 23 minutes in commute daily. In total, Cincinnati drivers will waste more than 27,917,000 hours and $500 million on traffic, ranking them 26th for the worst traffic congestion in an urban area. The average driver will personally spend about 21 hours stuck in traffic and $378 on car repairs and related costs annually. At least Ohio is one of the cheapest places in the union for gas!

But there is more to fear from increased traffic than lost money and time. Health problems are on the rise with issues like asthma, respiratory illnesses, high blood pressure, and stress among them. Also, between 2001 and 2003, Cincinnati reported 91 accidents that ended in fatalities.

There are more than 7,656,362 licensed drivers in Ohio. Each has an average of 0.74 cars registered to them. Each of them will pay an average of $613 in car insurance. If this sounds like a lot to you, you're not helpless.

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Protect Your Car and Save on Auto Insurance in Cincinnati

Protecting your car from car thieves and break-ins is important in this city, and is also a way to lower your auto insurance rates. Cincinnati is ranked 165 among urban areas in the US for car thefts. In 2004, the city reported 4,877 cars stolen. To keep yourself from becoming a part of that statistic and qualify for lower car insurance premiums at the same time, try installing an anti-theft device or two. Steering wheel locks, alarm company decals, and aural alarm systems are the most popular. The highest discounts for insurance, though, come when you have a 'smart key' for your car. That is, your car will shut down if anyone tries to start with anything but the key specifically programmed for it.

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There are many other things you can do to qualify for discounts and lower your rates. Here are a few:

• Insure all the cars and drivers in your family on the same policy. Bigger investments usually mean better overall discounts.
• If you have teenagers on your policy, encourage good grades. Many companies offer discounts for honor roll students.
• Drive safely. The fewer traffic violations on your record, the lower your rates will be.

The best thing you can do for yourself and your car is to invest in auto insurance with a company who is reputable and trustworthy. The sum of $613 isn't an amount you would just throw away. Don't treat your car insurance like anything less than a major investment.

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**Auto Insurance Finder is not an insurance broker or carrier. Content on this site is for comparison and informational purposes only. The products and services listed on this site may not be available in all states.

Last Updated: August 19, 2010