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Georgia Auto Insurance Requirements

As one of the many “tort” states in the U.S., Georgia law mandates certain liability coverage minimums. In a tort state, you are financially responsible for all property damage and personal injury incurred in an accident you causes. Minimum auto insurance requirements for liability in Georgia are 25/50/25 (see the chart below).

For increased financial protection, Georgia drivers might consider including medical payments, collision, comprehensive, uninsured and underinsured motorist coverage add-ons to their policies.

Please be advised that these are only the minimums. It is strongly recommended that a higher level of protection is purchased, as medical expenses and other such costs can add up quickly.

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Auto Insurance for Leased Vehicles in Georgia

Most leasing companies in Georgia typically require drivers to maintain insurance coverage which exceeds the minimums set by Georgia state law. This is to protect you financially, as well as your leasing company, should they be held partly responsible. Most leasing companies will recommend the following amounts of insurance coverage:

• Bodily injury liability coverage: $100,000 per person/$300,000 per accident
• Property damage liability coverage: $50,000
• Comprehensive and collision coverage: $500 maximum deductible

Read about special considerations for drivers in:

• Atlanta

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Contacts for Auto Insurance Information In Georgia

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ComparisonMarket

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Esurance

Esurance offers a full set of insurance policies, providing their customers with many product choices. The company consistently lives up to high ideals, providing quality policies and excellent customer service. Esurance allows you to compare their quotes against quotes from other companies, so you can get the best coverage for the best price. After you get a quote, you can actually purchase a policy, pay for it, and print out a temporary insurance card, all within minutes.
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**Auto Insurance Finder is not an insurance broker or carrier. Content on this site is for comparison and informational purposes only. The products and services listed on this site may not be available in all states.

Last Updated: February 14, 2008