Auto Insurance Finder
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Types of Coverage
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Hagerty Auto Insurance

Hagerty is headquartered in Traverse City, Michigan, and has been in the insurance business for more than 40 years. During the 1980s and 1990s Hagerty launched their specialty insurance products for collector boats and cars, and today are the leading US provider for collector vehicle insurance. Hagerty is licensed to provide boat insurance in all US states, and auto insurance in all states except Hawaii, and provides insurance to more than 250,000 members.

Hagerty insurance policies are underwritten by Encompass insurance companies, one of the ten largest insurance groups in the country, with assets totaling over $6 billion, with an AM Best rating of A+ (Superior) to A- (Excellent).

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Hagerty Insurance Products

Hagerty specializes in providing insurance for owners of collector cars and boats, with a range of products designed to cater to collectible vehicle owners.

For owners of both collector cars and collector boats, Hagerty offers its members insurance products with Agreed Value coverage. These policies guarantee collector vehicle owners the full insured value of their vehicle in the event of a total loss (unlike standard policies which pay reduced sums due to vehicle depreciation).

Other features of Hagerty collector vehicle insurance include:

  • Liability, comprehensive, collision and medical coverage available.
  • In most states, no deductible is required for vehicle models older than 1986
  • Owners pay only one liability charge regardless of how many vehicles their policy covers.
  • Owners of vehicles that are undergoing restoration, are part of a permanent display, or are in long-term storage can opt for comprehensive-only coverage.
  • Vehicle owners can use the repair shop of their choice.
  • New purchases up to $50,000 are covered immediately.
  • Hagerty Contact Information

    Street Address:
    Hagerty Insurance Agency, Inc.
    141 River's Edge Drive, #200
    Traverse City, MI 49684-3265

    Postal Address:
    Hagerty Insurance Agency, Inc.
    P.O. Box 1303
    Traverse City, MI 49685-1303

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    **Auto Insurance Finder is not an insurance broker or carrier. Content on this site is for comparison and informational purposes only. The products and services listed on this site may not be available in all states.

    Last Updated: February 14, 2008

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Key Facts...
As of 2006, motor vehicle collisions account for more than 1 million deaths and 20 million to 50 million injuries each year. You owe it to yourself and your family to find good quality car insurance that fits your needs.
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