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Indiana Auto Insurance (IN)

As residents of one of the many “Tort” states in the country, drivers in Indiana are financially responsible for any property damage or bodily injuries associated with an auto accident for which they are at fault. As such, Indiana mandates minimum auto insurance coverage of 25/50/10 (see the chart below). Please note that although these numbers are the state minimum, and it is highly recommended to opt for increased policy limits if your situation so merits it. If you are involved in an accident and possess inadequate coverage, you could be financially responsible for some serious damages like “pain and suffering” and lost wages.

Optional coverage for Indiana insurance includes collision, comprehensive, medical payments, uninsured and under-insured motorist. Although these are not mandated by law, they are each recommended for certain policy holders. Both uninsured and under-insured options will be provided by every Indiana insurance company unless you reject them in writing.

Coverage Type Required? Minimum Coverage Amount Required
Bodily Injury Liability Yes

$25,000 per person

$50,000 per accident

Property Damage Liability Yes

$10,000

Uninsured Motorist Bodily Injury No

$25,000 per person

$50,000 per accident

Personal Injury No  



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Leased / Financed Vehicles

Most leasing companies in the Indiana typically require drivers to maintain insurance coverage which exceeds the minimums set by Indiana law. This is to protect you financially, as well as your leasing company, should they be held partly responsible. Most leasing companies will recommend the following amounts of insurance coverage:

Special Insurance Considerations for Drivers in Indiana by City

 

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Indiana Bureau of Motor Vehicles
100 N. Senate Ave
Indianapolis, IN 42604
www.in.gov/bmv
Indiana Department of Insurance
311 West Washington St.
Indianapolis, IN 42604-2787
www.in.gov/idoi

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ComparisonMarketComparisonMarket

ComparisonMarket provides consumers with real choice and savings in auto insurance. By using the only technology that enables real-time comparative quoting on a nationwide basis, ComparisonMarket offers complete insurance and financial services, allowing consumers to make easy comparisons, receive accurate quotes over the Internet or by phone, make an informed choice, and save money.
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esuranceEsurance

Esurance offers a full set of insurance policies, providing their customers with many product choices. The company consistently lives up to high ideals, providing quality policies and excellent customer service. Esurance allows you to compare their quotes against quotes from other companies, so you can get the best coverage for the best price. After you get a quote, you can actually purchase a policy, pay for it, and print out a temporary insurance card, all within minutes.
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21st21st Century Insuranceawltovhc

21st Century Insurance offers personal automobile, motorcycle, and umbrella insurance in California and automobile insurance in Arizona, Illinois, Indiana, Nevada, Ohio, Oregon, Texas and Washington. The company receives much of its new business through referrals from current policyholders; the average annual renewal rate of existing policyholders is greater than 90%. Accepts all licensed drivers, including new drivers.
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**Auto Insurance Finder is not an insurance broker or carrier. Content on this site is for comparison and informational purposes only. The products and services listed on this site may not be available in all states.

Last Updated: April 09, 2009

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Key Facts...
As of 2006, motor vehicle collisions account for more than 1 million deaths and 20 million to 50 million injuries each year. You owe it to yourself and your family to find good quality car insurance that fits your needs.
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