Las Vegas Auto Insurance (NV)

Las Vegas, Nevada got its name from the Spanish wording meaning 'meadows.' First settled by Mormons in 1855, gambling wasn't legalized until 1931. After World War II, the city really began to develop its trade when Bugsy Siegel opened the Flamingo hotel and casino. Today, Las Vegas holds the Guinness World Record for Highest Density of Hotel Rooms with more than 109,000 rooms in the city.

The number of Las Vegas residents continues to grow exponentially. In the 1990s, Las Vegas had the fourth largest population growth. Today, the city is home to more than half a million people. Of this number, the ones who drive to work will spend 25 minutes in traffic each day. Each person will spend about 15 hours a year stuck in traffic and spend an extra $266 on related auto maintenance. In total, Las Vegas will lose over 20 million hours and $364 million in tax dollars to the traffic issue, ranking it 40th in traffic congestion in urban areas in the country.

Lost time and money are not the only problems caused by the increased rush of traffic in Las Vegas. Health conditions have worsened over the years, with an increased number of asthma and respiratory illnesses as well as heart complications and stress related diseases. In a two year period, Las Vegas reported 148 car accidents that resulted in death.

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Protect Your Car and Save on Auto Insurance in Las Vegas

There are nearly 1.5 million licensed drivers in Nevada with an average of 1.24 cars registered to each of them. Car insurance rates for each of these vehicles is the eighth highest in the country – an average of $851 each. If this sounds like too much for car insurance, there are things you can do to keep your rates to a reasonable level. Here are a few of them:

• Maintain a good credit rating. Just like any company considering taking a risk on you, your credit scores and reports will certainly be checked out. Make sure they make you look good.
• Follow the signs. The traffic signs, that is. Keep your traffic violations to a minimum. Potential auto insurance providers will take a look at your driving record as well.
• Keep your car locked in a garage at night and install anti-theft devices. When you protect your investment in your car, you give an auto insurance company confidence to protect you.

No matter what you do to lower your car insurance rates, the most important step you can take is to purchase your auto insurance policy from a reputable company. If you can't trust your provider to back your claims, what good will low rates be in the end?

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**Auto Insurance Finder is not an insurance broker or carrier. Content on this site is for comparison and informational purposes only. The products and services listed on this site may not be available in all states.

Last Updated: August 19, 2010