Little Rock Auto Insurance

Little Rock, Arkansas, named for an outcrop along the river, was first developed as a stop on the Southwest Trail between St. Louis and Texas. Today, 184,053 people call Little Rock home and, for those who commute to work, the stop time on the road is 19 minutes, a full seven minutes less than the country's average. For being the biggest city in the state, that is not bad. However, every year, that number rises.

But time in traffic and money on car insurance are not the only costs of increased traffic congestion. Between 2001 and 2003, Little Rock reported 50 car accidents that ended in fatalities. Other health hazards include respiratory illnesses due to increased air pollution and heart problems associated with stress are on the rise as well.

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There are a total of 1,998,127 people in Arkansas and each of them spends about $620 on car insurance on the average 1.07 cars registered to each one of them. This ranks them 33rd in the United States for auto insurance premiums.

Little Rock is ranked 49 in the country for car thefts. That's quite high considering the great many urban areas in the country. In 2004, Little Rock reported 3,193 auto thefts. To keep from becoming apart of that statistic, there are things you can do to protect yourself – and even qualify for discounts from your auto insurance.

Ways to Save on Car Insurance in Little Rock

• Install an anti-theft system in your car. This may be as involved as creating a 'smart key' that is the only way your car can start or as simple as slapping a sticker for an alarm company on the windshield. The more intricate, the higher the discount on your car insurance.
• Park in parking garages or on well lit and well traveled streets.
• Keep loose items, valuable or not, out of sight.

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Another way to lower your car insurance rates is to change the car you drive. This does not just mean trading in your convertible for a station wagon. Did you know that if you drive a 1995 Honda Civic, you are driving the most often stolen car in 2004?

On average, residents of Arkansas will spend $378 on liability insurance, $295 on collision coverage, $175 on comprehensive insurance, with an overall average total of about $700. That is no small sum. Make sure that when you purchase your auto insurance, you choose a provider who is trustworthy, someone whom you trust. Choose a reputable car insurance company and rest assured that you are covered in case of an emergency.

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**Auto Insurance Finder is not an insurance broker or carrier. Content on this site is for comparison and informational purposes only. The products and services listed on this site may not be available in all states.

Last Updated: August 19, 2010