Louisiana Auto Insurance Requirements
As a resident of the fine state of Louisiana, you are lucky enough to have one of the lowest state minimums for automobile liability insurance in the country.
In order to operate a motor vehicle in Louisiana, you must prove that you carry liability insurance with minimum levels of 10/20/10 (see the chart below).
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Be advised that in this state, you are financially responsible for any property damage and/or personal injuries that are a result of an accident for which you were found at fault. For this reason, you might want to consider increasing your levels of liability insurance.
As added protection, Louisiana residents may choose add-on’s to their policies, such as comprehensive, collision, uninsured/underinsured motorists, and medical payments.
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Required? |
Minimum Coverage Amount Required |
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Auto Insurance for Leased Vehicles in Louisana (LA)
Most leasing companies in the Louisiana typically require drivers to maintain insurance coverage which exceeds the minimums set by Louisiana law. This is to protect you financially, as well as your leasing company, should they be held partly responsible. Most leasing companies will recommend the following amounts of insurance coverage:
Read about special Louisiana considerations for drivers in:
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Louisiana Office of Motor Vehicles
PO Box 64886
Baton Rouge, LA 70896
omv.dps.state.la.us |
Louisiana Department of Insurance
PO Box 94214
Baton Rouge, LA 70802
www.ldi.state.la.us |
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**Auto Insurance Finder is not an insurance broker or carrier. Content on this site is for comparison and informational purposes only. The products and services listed on this site may not be available in all states.
Last Updated: February 14, 2008
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