Milwaukee Auto Insurance (WI)

Milwaukee, Wisconsin means 'good land' and 'gathering place'. German brewers settled here in the 1840s, and today, Milwaukee's population is more than 586,940, making it one of the largest cities by population in the US.

The average commute time for those who drive to work in Milwaukee is 22 minutes. Traffic delays account for a portion of this time, and adds up to 17,747 hours for Milwaukee as a whole and more than $318 million in taxpayer dollars for resulting necessary repairs. For the individual driver, this breaks down to about 12 hours annually and an additional $220 expenditure on car maintenance and costs. What do all these numbers mean? Milwaukee ranks 46 in the country for its traffic congestion.

Lost time and money are not the only problems associated with growing traffic congestion. Health problems including high blood pressure due to traffic induced stress and respiratory diseases related to worsening air pollution are also of major concern. Additionally, Milwaukee reported 97 car accidents that resulted in death in a two year period.

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Protect You Car and Save on Milwaukee Auto Insurance

There are 3,765,644 licensed drivers in Wisconsin with an average of .82 vehicles registered to each. Most of these drivers will pay the average car insurance rate that most Wisconsinites pay, which is about $574, in premiums. At a relatively low rank of 42 in the US for these average rates, that is not bad. But how can you pay less?

• Get a desk job. If you use your vehicle for business – like a pizza delivery driver – then you will most likely incur a higher rate for your auto insurance than someone who works from home.
• Move closer to work or work closer to home. Car insurance companies take into account the average number of miles your drive annually. If your daily commute is short or non-existent, then you will certainly qualify for a lower rate.
• Trade in your sports car for a station wagon. They are not as pretty, but they do cost less in the insurance department – and not one model or version of the station wagon by any company ranks high on any insurance claim list for expense.

Nobody wants to steal a station wagon, either, which is another good thing as far as the auto insurance adjuster is concerned. Milwaukee is ranked 83 in the nation among urban areas and car thefts, which is about mid-list. In 2004 alone, the city reported 6,843 cars stolen. That is enough to turn the head of any insurance adjuster. Protect your car and your insurance rates by installing an anti-theft device like a steering wheel lock or 'smart keys.'

The most important thing you can do to protect yourself and your car is to invest in a car insurance policy from an insurance provider you trust. The bottom line is, if you cannot trust your auto insurance company to process your claim quickly and honestly, then it does not matter how low your rates are.

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**Auto Insurance Finder is not an insurance broker or carrier. Content on this site is for comparison and informational purposes only. The products and services listed on this site may not be available in all states.

Last Updated: August 19, 2010