Mississippi Auto Insurance (MS)

“Proof of Financial Responsibility” is required to operate a motor vehicle in the beautiful, southern state of Mississippi. This is because Mississippi is considered to be a “Tort” state for insurance purposes, meaning that you are financially responsible for any damages or injuries resulting from an auto accident that you caused.

You can prove this in one of three ways:

• Posting a bond in the amount of $25,000
• A certificate of deposit (CD) with the state for $25,000
• Purchasing auto liability insurance with the minimum levels of 25/50/25 (see the chart below)

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Most Mississippi residents opt for buying insurance to protect their assets. Higher levels of liability insurance are recommended for extra security.

For even more protection, Mississippi insurance companies offer add-ons to your policy, such as uninsured and underinsured motorists, collision, comprehensive and medical payments.

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Auto Insurance for Leased Vehicles in Mississippi (MS)

Most leasing companies in the District of Columbia typically require drivers to maintain insurance coverage which exceeds the minimums set by DC law. This is to protect you financially, as well as your leasing company, should they be held partly responsible. Most leasing companies will recommend the following amounts of insurance coverage:

• Bodily injury liability coverage: $100,000 per person/$300,000 per accident
• Property damage liability coverage: $50,000
• Comprehensive and collision coverage: $500 maximum deductible

Special Insurance Considerations for Drivers in Mississippi by City

• Jackson

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**Auto Insurance Finder is not an insurance broker or carrier. Content on this site is for comparison and informational purposes only. The products and services listed on this site may not be available in all states.

Last Updated: August 19, 2010