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Mississippi Auto Insurance (MS)

“Proof of Financial Responsibility” is required to operate a motor vehicle in the beautiful, southern state of Mississippi. This is because Mississippi is considered to be a “Tort” state for insurance purposes, meaning that you are financially responsible for any damages or injuries resulting from an auto accident that you caused.

You can prove this in one of three ways:

  • Posting a bond in the amount of $25,000
  • A certificate of deposit (CD) with the state for $25,000
  • Purchasing auto liability insurance with the minimum levels of 25/50/25 (see the chart below)

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Most Mississippi residents opt for buying insurance to protect their assets. Higher levels of liability insurance are recommended for extra security.

For even more protection, Mississippi insurance companies offer add-ons to your policy, such as uninsured and underinsured motorists, collision, comprehensive and medical payments.

Coverage Type Required? Minimum Coverage Amount Required
Bodily Injury Liability Yes

$25,000 per person

$50,000 per accident

Property Damage Liability Yes

$25,000

Uninsured Motorist Bodily Injury No

$10,000 per person

$20,000 per accident

Personal Injury No  

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Auto Insurance for Leased Vehicles in Mississippi (MS)

Most leasing companies in the District of Columbia typically require drivers to maintain insurance coverage which exceeds the minimums set by DC law. This is to protect you financially, as well as your leasing company, should they be held partly responsible. Most leasing companies will recommend the following amounts of insurance coverage:

Special Insurance Considerations for Drivers in Mississippi by City

 

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Mississippi State Tax Commission: Motor Vehicle Licensing Bureau
PO Box 1140
Jackson, MS 39215-1140
www.mstc.state.ms.us/mvl
Mississippi Department of Insurance
1001 Woolfolk State Office Building
501 N. West St.
Jackson, MS 39201
www.doi.state.ms.us

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ComparisonMarketComparisonMarket

ComparisonMarket provides consumers with real choice and savings in auto insurance. By using the only technology that enables real-time comparative quoting on a nationwide basis, ComparisonMarket offers complete insurance and financial services, allowing consumers to make easy comparisons, receive accurate quotes over the Internet or by phone, make an informed choice, and save money.
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esuranceEsurance

Esurance offers a full set of insurance policies, providing their customers with many product choices. The company consistently lives up to high ideals, providing quality policies and excellent customer service. Esurance allows you to compare their quotes against quotes from other companies, so you can get the best coverage for the best price. After you get a quote, you can actually purchase a policy, pay for it, and print out a temporary insurance card, all within minutes.
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**Auto Insurance Finder is not an insurance broker or carrier. Content on this site is for comparison and informational purposes only. The products and services listed on this site may not be available in all states.

Last Updated: February 14, 2008

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Key Facts...
As of 2006, motor vehicle collisions account for more than 1 million deaths and 20 million to 50 million injuries each year. You owe it to yourself and your family to find good quality car insurance that fits your needs.
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