Auto Insurance Finder
*
*
*
*
*
*
*
*
*
*
Search by State
*
*
Find Out How Much Money You Can Save

Request your FREE
Auto Insurance
Quote Now!

1 Do you currently have auto insurance?
Yes   No
2 Enter your zip code:

Missouri Auto Insurance Requirements

As a resident of the state of Missouri, you are financially responsible for any damage or injury that you cause during an automobile accident. This makes Missouri a “Tort” state. You need to show proof of financial responsibility in order to drive a vehicle in the state by one of the following:

  • Posting a bond or certificate of deposit in the amount of $120,000.
  • Purchasing the minimum liability insurance of 25/50/10 (see chart below).

Most drivers choose the insurance.

Get a free Missouri auto insurance quote with ComparisonMarket >>

In addition, Missouri requires uninsured and under-insured motorist bodily injury insurance in the amount of 25/50 (see the chart below). These coverages help to pay your medical expenses in the event that you are struck by a driver without enough liability coverage to pay your bills.

Missouri drivers can purchase additional protection by increasing the limits on their uninsured and under-insured motorist bodily injury policies, as well as adding medical payments, collision and/or comprehensive to their current policies.

Coverage Type Required? Minimum Coverage Amount Required
Bodily Injury Liability Yes

$25,000 per person

$50,000 per accident

Property Damage Liability Yes

$10,000

Uninsured Motorist Bodily Injury Yes

$25,000 per person

$50,000 per accident

Underinsured Motorist Bodily Injury No  

Request a free auto insurance quote from Missouri with ComparisonMarket >>

 

Auto Insurance for Leased Vehicles in Missouri (MO)

Most leasing companies in Missouri typically require drivers to maintain insurance coverage which exceeds the minimums set by Missouri law. This is to protect you financially, as well as your leasing company, should they be held partly responsible. Most leasing companies will recommend the following amounts of insurance coverage:

Read about special auto insurance considerations for drivers in:

Get a free Missouri auto insurance quote from ComparisonMarket >>

 

Missouri Department of Revenue: Division of Motor Vehicle & Driver Licensing
Room 470, Truman Office Building
301 West High Street
Jefferson City, MO 65101
www.dor.mo.gov/mvdl/motorv
Missouri Department of Insurance
301 West High Street
Jefferson City, MO 65101
insurance.mo.gov

Get a MO auto insurance quote from one of our trusted partners:

ComparisonMarketComparisonMarket

ComparisonMarket provides consumers with real choice and savings in auto insurance. By using the only technology that enables real-time comparative quoting on a nationwide basis, ComparisonMarket offers complete insurance and financial services, allowing consumers to make easy comparisons, receive accurate quotes over the Internet or by phone, make an informed choice, and save money.
Learn more about ComparisonMarket >>
Get an auto insurance quote from ComparisonMarket >>

_____________________________________________________________

esuranceEsurance

Esurance offers a full set of insurance policies, providing their customers with many product choices. The company consistently lives up to high ideals, providing quality policies and excellent customer service. Esurance allows you to compare their quotes against quotes from other companies, so you can get the best coverage for the best price. After you get a quote, you can actually purchase a policy, pay for it, and print out a temporary insurance card, all within minutes.
Learn more about Esurance >>
Get an auto insurance quote from Esurance >>

_____________________________________________________________

**Auto Insurance Finder is not an insurance broker or carrier. Content on this site is for comparison and informational purposes only. The products and services listed on this site may not be available in all states.

Last Updated: February 14, 2008

*
*
*
*
*
*
*
*
Key Facts...
As of 2006, motor vehicle collisions account for more than 1 million deaths and 20 million to 50 million injuries each year. You owe it to yourself and your family to find good quality car insurance that fits your needs.
*
*
*
*