Find Out How Much Money You Can Save on Insurance!
Please select 'yes' or 'no'
Please enter a valid zip code
Missouri Auto Insurance Requirements
As a resident of the state of Missouri, you are financially responsible for any damage or injury that you cause during an automobile accident. This makes Missouri a “Tort” state. You need to show proof of financial responsibility in order to drive a vehicle in the state by one of the following:
- Posting a bond or certificate of deposit in the amount of $120,000.
- Purchasing the minimum liability insurance of 25/50/10 (see chart below).
Most drivers choose the insurance.
Get a free Missouri auto insurance quote >>
In addition, Missouri requires uninsured and under-insured motorist bodily injury insurance in the amount of 25/50 (see the chart below). These coverages help to pay your medical expenses in the event that you are struck by a driver without enough liability coverage to pay your bills.
Missouri drivers can purchase additional protection by increasing the limits on their uninsured and under-insured motorist bodily injury policies, as well as adding medical payments, collision and/or comprehensive to their current policies.
| Coverage Type |
Required? |
Minimum Coverage Amount Required |
|
|
Request a free auto insurance quote from Missouri >>
Auto Insurance for Leased Vehicles in Missouri (MO)
Most leasing companies in Missouri typically require drivers to maintain insurance coverage which exceeds the minimums set by Missouri law. This is to protect you financially, as well as your leasing company, should they be held partly responsible. Most leasing companies will recommend the following amounts of insurance coverage:
Read about special auto insurance considerations for drivers in:
Get a free Missouri auto insurance quote >>
Missouri Department of Revenue: Division of Motor Vehicle & Driver Licensing
Room 470, Truman Office Building
301 West High Street
Jefferson City, MO 65101
www.dor.mo.gov/mvdl/motorv |
Missouri Department of Insurance
301 West High Street
Jefferson City, MO 65101
insurance.mo.gov |
**Auto Insurance Finder is not an insurance broker or carrier. Content on this site is for comparison and informational purposes only. The products and services listed on this site may not be available in all states.
Last Updated: August 19, 2010
|
