BMW X3 Insurance

The BMW X3 is a somewhat smaller version of the BMW X5, BMW's larger and more popular SUV that it likes to call an 'SAV' (for Sport Activity Vehicle). Standard features on the BMW X3 include power windows and door locks, automatic climate control with automatic recirculation through an activated charcoal filter, 8-way power driver on passenger front seats, and an MP3-compatible AM/FM/CD audio system with 10 speakers, including two sub-woofers.

The X3 holds five people comfortable and handles more like a sports car than an SUV. A 6-cylinder engine and all wheel drive makes give the X3 the sporty feel and power than SUV owners crave, and several high end option packages are available with features like Bluetooth compatibility, ambient lighting, leather upholstery, and automatically dimming mirrors.  With a base price of $39,700, the 2009 BMW X3 is definitely on the luxury end of the sport utility vehicle continuum.

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BMW X3 insurance & safety features

The BMW X3 is equipped with a wide range of advanced safety features such as 3-point safety belts and active head restraints, driver and front passenger airbags, a front and rear compartment 'head protection system', dynamic stability control, antilock brakes (ABS), dynamic traction control, and hill descent control. The BMW X3 has been named a 'Top Safety Pick' by the Insurance Institute of Highway Safety for 2009, receiving and front and side crash test rating of 'good,' the best available in the SUV category.  The excellent safety features and high rating help mitigate the cost of insuring a BMW X3. It is clearly one of the safest SUVs on the road today.

BMW X3 and theft insurance

A car with a base sticker price of nearly $40,000 has to carry comprehensive theft insurance. The power locking system and other standard antitheft features on the BMW X3 are top of line, but the high dollar value of the car is an issue that can't be avoided when it comes to finding insurance.  Buyers interested in purchasing a BMW X3 should check out insurance costs before purchase so as to factor those into the actual cost of owning the vehicle. Buyers can make use of any and all insurance discounts for good driving histories, professional affiliations, and organizational affiliations to help keep insurance costs affordable.

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Sources
http://www.jdpower.com/autos/BMW/X3/2009/SUV/overview
http://www.thecarconnection.com/fullreview/bmw_x3-series_2009_safety_4

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Last Updated: November 10, 2009