Insuring Your BMW

Insurance companies use their own individual formulas and equations to decide upon the insurance rates for drivers. The make and model being insured is one of many factors taken into account. BMW drivers may benefit from knowing the information that insurance adjusters are looking at and use this information to get the best possible insurance coverage at the lowest rate.

BMW Crash Test Results

The BMW X5 2007 models performed well in their class in front-impact collisions. The BMW 3 series 2007 models did equally well, and were impressive in side-impact tests where side airbags were present. Rear-impact collision test results, however, were just average.

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BMW Insurance Claims

Drivers of the BMW X3 4-door filed an average number of claims in their class for injuries and collisions. For theft, they filed significantly lower, a fact that could help BMW X3 4-door drivers secure lower comprehensive coverage rates. Even BMW Z4 convertible drivers filed a similar number of claims, rare for a convertible. Of all BMW models, the ones most often stolen include the BMW 7, BMW 6, BMW 3 and BMW 5.

BMW Auto Insurance

Due to solid performance in crash tests and low rate of theft, BMW drivers should have lower car insurance rates than drivers of other models in their class. Get a quote to be sure that you have the lowest car insurance rates available.

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Last Updated: November 10, 2009