Montana Auto Insurance Requirements

As a “Tort” state, Montana drivers are financially responsible for any and all property damage and bodily injuries caused by an auto accident for which they were found to be at fault. For this reason, the insurance laws require for you to carry liability insurance minimums of 25/50/10 (see the chart below) in order to operate a motor vehicle.

At this point in time, it isn’t mandatory for operators of motorcycles to carry liability coverage, but it is highly recommended.

Request a free Montana car insurance quote >>

The extra protection of add-ons to your Montana auto insurance policy is available to help care for you and your assets, such as collision, comprehensive, uninsured/underinsured motorists, as well as medical payments.

If you have a loan on your vehicle, your financial institution will probably require a few of the add-ons to your policy before they will give you the loan.

Get a free Montana car insurance quote >>

Auto Insurance for Leased Vehicles in Montana (MT)

Most leasing companies in Montana typically require drivers to maintain insurance coverage which exceeds the minimums set by Montana state law. This is to protect you financially, as well as your leasing company, should they be held partly responsible. Most leasing companies will recommend the following amounts of insurance coverage:

• Bodily injury liability coverage: $100,000 per person/$300,000 per accident
• Property damage liability coverage: $50,000
• Comprehensive and collision coverage: $500 maximum deductible

Special Insurance Considerations for Drivers in Montana by City

• Billings

Request a free auto insurance quote from Montana >>

Get a MT auto insurance quote from one of our trusted partners

ComparisonMarket

ComparisonMarket provides consumers with real choice and savings in auto insurance. By using the only technology that enables real-time comparative quoting on a nationwide basis, ComparisonMarket offers complete insurance and financial services, allowing consumers to make easy comparisons, receive accurate quotes over the Internet or by phone, make an informed choice, and save money.
Learn more about ComparisonMarket >>
Get an auto insurance quote from ComparisonMarket >>

_____________________________________________________________

**Auto Insurance Finder is not an insurance broker or carrier. Content on this site is for comparison and informational purposes only. The products and services listed on this site may not be available in all states.

Last Updated: November 10, 2009