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Nevada Auto Insurance Requirements

As a “Tort” state, Nevada drivers are financially responsible for any property damage or personal injuries that they may cause during an automobile accident. For this reason, you are required by law to carry liability insurance.

The state minimum’s are 15/30/10 (see the chart below) for liability insurance, but it is strongly recommended that you purchase higher levels of coverage to protect yourself and your family, in addition to any assets you may have.

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For added protection, Nevada drivers may decide to purchase additional auto insurance for medical payments, comprehensive, collision, as well as uninsured and underinsured motorist coverage.

Coverage Type Required? Minimum Coverage Amount Required
Bodily Injury Liability Yes

$15,000 per person

$30,000 per accident

Property Damage Liability Yes

$10,000

Uninsured Motorist Bodily Injury No

$15,000 per person

$30,000 per accident

Personal Injury No  

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Auto Insurance for Leased Vehicles in Nevada (NV)

Most leasing companies in Nevada typically require drivers to maintain insurance coverage which exceeds the minimums set by Nevada state law. This is to protect you financially, as well as your leasing company, should they be held partly responsible. Most leasing companies will recommend the following amounts of insurance coverage:

Read about special auto insurance considerations for drivers in:

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Nevada Department of Motor Vehicles
555 Wright Way
Carson City, NV 89711
www.dmvnv.com
Nevada Division of Insurance
788 Fairview Drive
Suite 300
Carson City, NV 89701
doi.state.nv.us

 

**Auto Insurance Finder is not an insurance broker or carrier. Content on this site is for comparison and informational purposes only. The products and services listed on this site may not be available in all states.

Last Updated: August 19, 2010

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Key Facts...
Almost two in three auto insurance shoppers used an online quote request in their most recent search. This contrasts with only 4% of auto insurance shoppers who purchased a policy at least five years ago. In 2009, one in every three consumers purchased a policy entirely online.

Source:
comScore Online Auto Insurance Report, 2009

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