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Nevada Auto Insurance Requirements

As a “Tort” state, Nevada drivers are financially responsible for any property damage or personal injuries that they may cause during an automobile accident. For this reason, you are required by law to carry liability insurance.

The state minimum’s are 15/30/10 (see the chart below) for liability insurance, but it is strongly recommended that you purchase higher levels of coverage to protect yourself and your family, in addition to any assets you may have.

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For added protection, Nevada drivers may decide to purchase additional auto insurance for medical payments, comprehensive, collision, as well as uninsured and underinsured motorist coverage.

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Auto Insurance for Leased Vehicles in Nevada (NV)

Most leasing companies in Nevada typically require drivers to maintain insurance coverage which exceeds the minimums set by Nevada state law. This is to protect you financially, as well as your leasing company, should they be held partly responsible. Most leasing companies will recommend the following amounts of insurance coverage:

• Bodily injury liability coverage: $100,000 per person/$300,000 per accident
• Property damage liability coverage: $50,000
• Comprehensive and collision coverage: $500 maximum deductible

Read about special auto insurance considerations for drivers in:

• Henderson
• Las Vegas

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ComparisonMarket

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Esurance

Esurance offers a full set of insurance policies, providing their customers with many product choices. The company consistently lives up to high ideals, providing quality policies and excellent customer service. Esurance allows you to compare their quotes against quotes from other companies, so you can get the best coverage for the best price. After you get a quote, you can actually purchase a policy, pay for it, and print out a temporary insurance card, all within minutes.
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21st Century Insurance

21st Century Insurance offers personal automobile, motorcycle, and umbrella insurance in California and automobile insurance in Arizona, Illinois, Indiana, Nevada, Ohio, Oregon, Texas and Washington. The company receives much of its new business through referrals from current policyholders; the average annual renewal rate of existing policyholders is greater than 90%. Accepts all licensed drivers, including new drivers.
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**Auto Insurance Finder is not an insurance broker or carrier. Content on this site is for comparison and informational purposes only. The products and services listed on this site may not be available in all states.

Last Updated: February 14, 2008