New York City Auto Insurance (NY)

New York City is the largest city in the United States with a population of more than eight million inhabitants contained in an area of 309 square miles. It is thus surprising that it only ranks twenty-first on the list of the most congested highways in the nation. The efficient public transportation system is the primary reason New York City has a lower ranking than twenty other cities with much lower populations.

The high cost of owning and operating a vehicle in New York State also contributes to less congestion, since more people are forced to ride public transportation out of financial necessity. New York State is ranked fourth on the list of most expensive states for auto insurance. It also scores a four on the list of the ten most expensive states for gasoline prices. When calculated per person, each driver in New York endures 23 hours of gridlock per year. Traffic congestion costs the New York-Newark NY-NJ-CT a little more than seven million dollars each year.

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Protect Your Car and Save on New York Auto Insurance

In the state of New York the most commonly stolen vehicle is the Toyota Camry. The second highest ranking stolen car is the Honda Accord, followed by the Honda Civic. In addition to purchasing insurance, you may protect your investment by purchasing anti-theft devices. Many insurance companies offer a discount if you help protect your vehicle with some, or all, of the following anti-theft devices: ignition kill switch, fuel kill switch, visible steering wheel lock, floorboard locks, gearshift locks, tire/wheel locks, hood locks, armored collar around the steering column, alarms (some contain automatic engine disable features), or vehicle tracking (may not be available in all areas). Check with your insurance company to find out if you may be eligible for an anti-theft device discount.

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Read about the minimum auto insurance requirements in New York State >>

**Auto Insurance Finder is not an insurance broker or carrier. Content on this site is for comparison and informational purposes only. The products and services listed on this site may not be available in all states.

Last Updated: August 19, 2010