Oregon Auto Insurance Requirements
In the state of Oregon, you, as a motor vehicle operator, are held responsible financially for any damage and/or injuries that result from an auto accident in which you are at fault. For this reason, Oregon requires all drivers to carry liability insurance with minimum levels of 25/50/10 (see the chart below).
However, since there are millions of dollars in damages each year cause by uninsured drivers, Oregon has made it mandatory for all drivers to carry uninsured/underinsured motorist coverage on their policy with minimum levels of 5/50 (see the chart below). This will help to cover your expenses in the unfortunate event that you were struck by an uninsured or underinsured motorist.
Request a free online car insurance quote for Oregon >>
Finally, Oregon required that you have personal injury protection (PIP) in the amount of $15,000. This coverage will help to cover expenses for you and your passengers, no matter whose fault the accident was. PIP in Oregon covers medical expenses, loss of wages, and even child care.
For even more protection, Oregon drivers may choose collision and /or comprehensive add-ons to compliment their auto insurance policy.
| Coverage Type |
Required? |
Minimum Coverage Amount Required |
|
|
Request a free Oregon auto insurance quote online >>
Auto Insurance for Leased Vehicles in Oregon (OR)
Most leasing companies in Oregon typically require drivers to maintain insurance coverage which exceeds the minimums set by Oregon state law. This is to protect you financially, as well as your leasing company, should they be held partly responsible. Most leasing companies will recommend the following amounts of insurance coverage:
Special Auto Insurance Considerations for Drivers in Oregon by City
Get a fast and free online auto insurance quote for Oregon >>
Oregon Department of Motor Vehicles
1905 Lana Ave NE
Salem, OR 97314
www.oregondmv.com |
Oregon Insurance Division
350 Winter St NE Room 440
Salem, OR 97301-3875
www.cbs.state.or.us/external/ins |
Get an auto insurance quote from one of our trusted partners who provide coverage in OR: ComparisonMarket
ComparisonMarket provides consumers with real choice and savings in auto insurance. By using the only technology that enables real-time comparative quoting on a nationwide basis, ComparisonMarket offers complete insurance and financial services, allowing consumers to make easy comparisons, receive accurate quotes over the Internet or by phone, make an informed choice, and save money.
Learn more about ComparisonMarket >>
Get an auto insurance quote from ComparisonMarket >>
_____________________________________________________________
Esurance
Esurance offers a full set of insurance policies, providing their customers with many product choices. The company consistently lives up to high ideals, providing quality policies and excellent customer service. Esurance allows you to compare their quotes against quotes from other companies, so you can get the best coverage for the best price. After you get a quote, you can actually purchase a policy, pay for it, and print out a temporary insurance card, all within minutes.
Learn more about Esurance >>
Get an auto insurance quote from Esurance >>
_____________________________________________________________
21st Century Insurance
21st Century Insurance offers personal automobile, motorcycle, and umbrella insurance in California and automobile insurance in Arizona, Illinois, Indiana, Nevada, Ohio, Oregon, Texas and Washington. The company receives much of its new business through referrals from current policyholders; the average annual renewal rate of existing policyholders is greater than 90%. Accepts all licensed drivers, including new drivers.
Learn more about 21st Century >>
Get an auto insurance quote from 21st Century Insurance >>
_____________________________________________________________
**Auto Insurance Finder is not an insurance broker or carrier. Content on this site is for comparison and informational purposes only. The products and services listed on this site may not be available in all states.
Last Updated: February 14, 2008
|