Providence Auto Insurance (RI)

Buying Auto Insurance in Providence, Rhode Island

Providence, Rhode Island, is at the center of a large population area which extends into Massachusetts. It has also seen economic growth in the last few years, even though nearly one-third of the population lives below the poverty line. While the city proper is reaching a population of 175,255, the metro area has a population of 1.7 million. Providence has a density of 9,473 people per square mile. Residents have a median commute to work of 16.2 minutes. Nearly 10 percent of Providence commuters spend over 45 minutes each way driving to work. Over 14 percent of the population either walks or rides a bicycle to work in this densely populated area. To alleviate some of the traffic congestion, the city runs a bus service. There are also commuter rail lines connecting nearby cities to Providence. Construction continues to add new highways.

Providence residents pay a higher than average auto insurance rate for a city of its size. In 2005, the average premium for auto insurance was $1224 per driver. However, as traffic increases, the number of accidents may also increase. Providence also has a moderately high rate of auto theft for its size, with over 2277 autos stolen in a recent year.

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Protect Your Car and Save on Providence Auto Insurance

Congestion affects driving expenses in other ways as well. Heavily traveled roads need repairs more frequently to keep them drivable. The city’s roadways are showing signs of wear. Poor roads increase auto repair bills because of wear and tear on the auto. Because of recent expenditures on road construction, the annual loss to drivers for increases in vehicle operating costs due to bad roads is $416.

Local Providence insurance agents include the following businesses:

Ejd Insurance
522 Smith St, Providence, RI; 401-270-3042

Wilson Auto Insurance
187 Academy Ave, Providence, RI; 401-453-6659

Natalia Furtado Insurance
936 North Providence, Providence, RI; 401-722-4022

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Read about minimum auto insurance requirements in Rhode Island

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Last Updated: August 19, 2010