Auto Insurance Finder
*
*
*
*
*
*
*
*
*
*
Search by State
*
*
Find Out How Much Money You Can Save

Request your FREE
Auto Insurance
Quote Now!

1 Do you currently have auto insurance?
Yes   No
2 Enter your zip code:

Rhode Island Auto Insurance Requirements

The small, yet bold, state of Rhode Island has auto insurance laws which operate under the “Tort” system. This simply means that you, as a driver of a motor vehicle, are financially responsible for any property damage and/or personal injury that may occur as a result of an accident for which you are at fault.

The state requires you prove that you are financially responsible prior to driving. Most Rhode Islanders choose to purchase a minimum liability auto insurance policy in the amount of 25/50/25 as proof of this responsibility.

Request a free online auto insurance quote from Rhode Island with ComparisonMarket >>

Residents of the Ocean State may increase their protection by purchasing add-ons to their auto insurance policy, such as collision, comprehensive, and uninsured/underinsured motorists.

Coverage Type Required? Minimum Coverage Amount Required
Bodily Injury Liability Yes

$25,000 per person

$50,000 per accident

Property Damage Liability Yes

$25,000

Uninsured Motorist Bodily Injury No

$25,000 per person

$50,000 per accident

Personal Injury No  



Get a free Rhode Island car insurance quote with ComparisonMarket >>

 

Auto Insurance for Leased Vehicles in Rhode Island (RI)

Most leasing companies in Rhode Island typically require drivers to maintain insurance coverage which exceeds the minimums set by Rhode Island state law. This is to protect you financially, as well as your leasing company, should they be held partly responsible. Most leasing companies will recommend the following amounts of insurance coverage:

Request a free car insurance quote from Rhode Island with ComparisonMarket >>

 

Rhode Island Division of Motor Vehicles
www.dmv.state.ri.us
Rhode Island Department of Business Regulation: Insurance Division
233 Richmond Street
Providence, RI 02903
www.dbr.state.ri.us/insurance.html

Get an auto insurance quote from one of our trusted partners who provide coverage in Rhode Island:

ComparisonMarketComparisonMarket

ComparisonMarket provides consumers with real choice and savings in auto insurance. By using the only technology that enables real-time comparative quoting on a nationwide basis, ComparisonMarket offers complete insurance and financial services, allowing consumers to make easy comparisons, receive accurate quotes over the Internet or by phone, make an informed choice, and save money.
Learn more about ComparisonMarket >>
Get an auto insurance quote from ComparisonMarket >>

_____________________________________________________________

 

**Auto Insurance Finder is not an insurance broker or carrier. Content on this site is for comparison and informational purposes only. The products and services listed on this site may not be available in all states.

Last Updated: February 14, 2008

*
*
*
*
*
*
*
*
Key Facts...
As of 2006, motor vehicle collisions account for more than 1 million deaths and 20 million to 50 million injuries each year. You owe it to yourself and your family to find good quality car insurance that fits your needs.
*
*
*
*