San Francisco Auto Insurance (CA)

Residents of San Francisco, California's fourth-largest city, are no strangers to the high costs of vehicle ownership. Owning and operating a car costs thousands of dollars a year when you factor in car payments, gas, maintenance and repairs, parking, and registration fees. In addition, drivers must also have auto insurance coverage, which can easily reach upwards of $2,000 or more for California drivers.

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Did you know:

• San Francisco is one of the most traffic-congested cities in the nation.
• The average daily rate for parking in San Francisco is $23.90, among the highest in the nation.
• California is one of the most expensive states for gasoline.
• San Francisco had the 22nd highest vehicle theft rate in the nation in 2004.
• In 2003, drivers in the San Francisco-Oakland area spent 72 hours stuck in traffic.
• Traffic congestion costs the San Francisco-Oakland area nearly $3 billion annually in lost productivity, wasted time, and excess fuel consumption.

Protect Your Car and Save on San Francisco Auto Insurance

There are many factors that influence auto insurance premiums, including where you live, how far you drive to school or work, and how many miles you drive annually. You must also take into consideration the type of vehicle you drive. In 2004, Toyota Camrys, Honda Accords, Honda Civics were the three most frequently stolen vehicles in California as well as in the nation. Drivers may find themselves paying higher auto insurance premiums as a result of owning one of these, or other, "high profile" cars.

You can protect your investment, though, by purchasing or installing anti-theft devices. Many insurance companies offer discounts if your vehicle is equipped with anti-theft devices or safety equipment, including tracking devices, car alarms, air bags, or anti-lock brakes. Check with your insurance company to find out if you are eligible for any auto insurance discounts.

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Read about the minimum auto insurance requirements in California >>

**Auto Insurance Finder is not an insurance broker or carrier. Content on this site is for comparison and informational purposes only. The products and services listed on this site may not be available in all states.

Last Updated: August 19, 2010