Find the Auto Insurance Requirements in Your State

Each of the fifty states creates its own legislation governing auto insurance. In order to make sure your insurance coverage meets your state’s legal requirements you must first look up the auto insurance laws in your own state. State law will mandate what types of coverage are needed to drive within that state, and the official financial limits your coverage must meet. Once you know what types and amounts of coverage you need to be driving legally, you can decide if, in your specific case, more coverage may be in your best financial interests.

State law will require certain types of coverage, but not all types of coverage. What you choose to purchase above and beyond the required coverage is completely up to your discretion, but if your vehicle is financed, your lender may require that you carry additional coverage the law does not require you to have. Check with your lending company for complete details on their requirements.

Choose Your State

Use the list below to read about minimum auto insurance requirements for each state, as well as to read more specific information on certain cities.

**Auto Insurance Finder is not an insurance broker or carrier. Content on this site is for comparison and informational purposes only. The products and services listed on this site may not be available in all states.

Last Updated: November 10, 2009