Auto Insurance Finder
*
*
*
*
*
*
*
*
*
*
Search by State
*
*
Find Out How Much Money You Can Save

Request your FREE
Auto Insurance
Quote Now!

1 Do you currently have auto insurance?
Yes   No
2 Enter your zip code:

Vermont Auto Insurance Requirements

In the auto insurance industry, Vermont is considered to be a “Tort” state, which means that every licensed driver in the state is financially responsible for any and all property damages and personal injuries caused by an accident for which they are at fault.

Vermont’s laws for the minimum levels of auto insurance are as follows:

  • Liability insurance with limits of 25/50/10 (see the chart below).
  • Uninsured and underinsured motorist coverage with limits of 50/100/10 (see the chart below). This policy helps cover expenses in the event that you are struck by a motorist with inadequate liability insurance or no liability insurance at all.

Please note that these levels are the minimums.

Get a free Vermont auto insurance quote with ComparisonMarket >>

Coverage Type Required? Minimum Coverage Amount Required
Bodily Injury Liability Yes

$25,000 per person

$50,000 per accident

Property Damage Liability Yes

$10,000

Uninsured Motorist Bodily Injury Yes

$50,000 per person

$100,000 per accident

Underinsured Motorist Bodily Injury Yes

$50,000 per person

$100,000 per accident

Uninsured Motorist Property Damage Yes

up to $10,000, subject to a $150 deductible

You may want to consider purchasing limits of coverage higher than those required by law to protect your assets or property, as you may be personally responsible for any damages above the policy limits.

For added protection, Vermont drivers may purchase one or more optional add-ons to their policy, such as collision, comprehensive, or medical payments coverage.

Request a Vermont auto insurance quote from ComparisonMarket >>

 

Auto Insurance for Leased Vehicles in Vermont (VT)

Most leasing companies in Vermont typically require drivers to maintain insurance coverage which exceeds the minimums set by Vermont state law. This is to protect you financially, as well as your leasing company, should they be held partly responsible. Most leasing companies will recommend the following amounts of insurance coverage:

Get a free auto insurance quote from Virginia with ComparisonMarket >>

 

Vermont Department of Motor Vehicles
120 State Street
Montpelier, VT 05603-0001
www.aot.state.vt.us/dmv/dmvhp.htm
State of Vermont: Insurance Division
89 Main St., Drawer 20
Montpelier, VT 05620-3101
www.bishca.state.vt.us/InsurDiv/insur_index.htm

Get an auto insurance quote from one of our trusted partners who provide coverage in VT:

ComparisonMarketComparisonMarket

ComparisonMarket provides consumers with real choice and savings in auto insurance. By using the only technology that enables real-time comparative quoting on a nationwide basis, ComparisonMarket offers complete insurance and financial services, allowing consumers to make easy comparisons, receive accurate quotes over the Internet or by phone, make an informed choice, and save money.
Learn more about ComparisonMarket >>
Get an auto insurance quote from ComparisonMarket >>

_____________________________________________________________

 

**Auto Insurance Finder is not an insurance broker or carrier. Content on this site is for comparison and informational purposes only. The products and services listed on this site may not be available in all states.

Last Updated: February 14, 2008

*
*
*
*
*
*
*
*
Key Facts...
As of 2006, motor vehicle collisions account for more than 1 million deaths and 20 million to 50 million injuries each year. You owe it to yourself and your family to find good quality car insurance that fits your needs.
*
*
*
*