Wisconsin Auto Insurance Requirements
Wisconsin's Financial Responsibility Law requires all drivers to maintain minimum limits of liability insurance or have an alternate way to pay for bodily injury and/or property damage they cause. Financial responsibility can be obtained in many ways:
- Coverage by a motor vehicle or automobile liability insurance policy
- A cash deposit of $60,000 to the Department of Motor Vehicles (DMV)
- A surety bond for $60,000 obtained from an insurance company licensed to do business in Wisconsin
Request a free Wisconsin car insurance quote with ComparisonMarket >>
If you decide to purchase an automobile insurance policy, you are required to purchase minimum amounts of coverage, as outlined in the table below. Wisconsin is a "Tort” state, which means that you, as a driver, bears all financial responsibilities for both damages and injuries incurred in an auto accident in which you were at fault.
Wisconsin drivers can add extra protection with optional coverages such as collision, comprehensive, medical payments, and/or underinsured motorist.
| Coverage Type |
Required? |
Minimum Coverage Amount Required |
|
|
You may want to consider purchasing limits of coverage higher than those required by law to protect your assets or property, as you may be personally responsible for any damages above the policy limits.
Get a free Wisconsin car insurance quote with ComparisonMarket >>
Auto Insurance for Leased Vehicles in Wisconsin (WI)
Most leasing companies in Wisconsin typically require drivers to maintain insurance coverage which exceeds the minimums set by Wisconsin state law. This is to protect you financially, as well as your leasing company, should they be held partly responsible. Most leasing companies will recommend the following amounts of insurance coverage:
Read about special auto insurance considerations for drivers in:
Request a no-obligation car insurance quote from Wisconsin with ComparisonMarket >>
Wisconsin Department of Transportation: Motor Vehicles Division
www.dot.wisconsin.gov/drivers |
State of Wisconsin Office of the Commissioner of Insurance
125 South Webster Street
Madison, WI 53702
oci.wi.gov |
Get an auto insurance quote from one of our trusted partners who provide coverage in Wisconsin
 ComparisonMarket
ComparisonMarket provides consumers with real choice and savings in auto insurance. By using the only technology that enables real-time comparative quoting on a nationwide basis, ComparisonMarket offers complete insurance and financial services, allowing consumers to make easy comparisons, receive accurate quotes over the Internet or by phone, make an informed choice, and save money.
Learn more about ComparisonMarket >>
Get an auto insurance quote from ComparisonMarket >>
_____________________________________________________________
 Esurance
Esurance offers a full set of insurance policies, providing their customers with many product choices. The company consistently lives up to high ideals, providing quality policies and excellent customer service. Esurance allows you to compare their quotes against quotes from other companies, so you can get the best coverage for the best price. After you get a quote, you can actually purchase a policy, pay for it, and print out a temporary insurance card, all within minutes.
Learn more about Esurance >>
Get an auto insurance quote from Esurance >>
_____________________________________________________________
 21st Century Insurance
21st Century Insurance offers personal automobile, motorcycle, and umbrella insurance in California and automobile insurance in Arizona, Illinois, Indiana, Nevada, Ohio, Oregon, Texas and Washington. The company receives much of its new business through referrals from current policyholders; the average annual renewal rate of existing policyholders is greater than 90%. Accepts all licensed drivers, including new drivers.
Learn more about 21st Century >>
Get an auto insurance quote from 21st Century Insurance >>
_____________________________________________________________
**Auto Insurance Finder is not an insurance broker or carrier. Content on this site is for comparison and informational purposes only. The products and services listed on this site may not be available in all states.
Last Updated: February 14, 2008
|
